Yes, Kings Roofing & Contracting LLC helps Boise homeowners with the roofing side of hail and storm insurance claims. Our insurance claims assistance includes a photo-documented inspection, a line-item repair estimate, and a meeting with your adjuster on the roof, so the adjuster sees everything we found.
From our office at 9201 W State St #127, Boise, ID 83714, we make sure your insurance company's adjuster can see the full extent of the storm damage roofing. Idaho law requires anyone who negotiates a claim on a homeowner's behalf to be a licensed public adjuster (Idaho Code 41-5802 and 41-5803), so we don't negotiate your settlement; you stay in charge of your claim, and we supply the roofing evidence behind it. Whether you are dealing with hail damage roof repair after the June 26 or July 23, 2026 storms or structural issues from high winds, our team handles the roofing paperwork so you can focus on your family.
Our services are designed to streamline the repair process and make sure your adjuster sees all of the roof damage. We handle the roofing side of the claim from start to finish: the inspection, the documentation and the repair estimate.
Everything begins with a professional roof inspection. Our team uses high-resolution photography and physical assessments to create a digital "paper trail" of the damage. We check for:
Insurance companies require "proof of loss." We provide a detailed repair estimate and a storm damage assessment report, with line-item costs for materials and labor, so the adjuster has a clear picture of the roof repair needs.
One of the most important things we do is attend the adjuster's inspection. We meet the adjuster on your roof to point out the specific damage we found during our assessment and answer questions about our estimate. That way "invisible" damage, like hail damage, isn't dismissed as simple wear and tear.
Understanding the timeline of a claim helps reduce stress and prevents missed deadlines. Use the table below to track your progress from the initial storm to the final roof installation.
Phase | Action Required | Professional Role of Kings Roofing |
1. The Storm | Document the date and time of the weather event. | Provide an immediate free roof quote and inspection. |
2. Filing | Contact your insurance provider to open a claim. Check your policy's filing deadline: some insurers now allow as little as six months after a storm. | Provide the initial damage report to support your filing. |
3. Inspection | The insurance adjuster visits your property. | We meet the adjuster on-site to show the damage we documented. |
4. Approval | Review the "Scope of Work" and initial check. | We compare the insurer's scope with our estimate so you can see any differences. |
5. Supplements | Submit requests for hidden damage found during work. | We document the added roofing work and submit it as a supplement through our insurance claims assistance. |
6. Completion | Final inspection and release of RCV funds. | We provide the final invoice your insurer needs to release the final payment. |
Sometimes the full extent of a roof storm damage event isn't visible until the old shingles come off. If we find rotted wood or structural roof repair needs during the tear-off, we don't just cover it up.
We photograph the additional findings and submit a supplement to our estimate for the added work, so your insurance company can review it. That includes hidden water damage our leak detection work traces, and repairs needed to meet local Boise building codes. Whether the added work is covered is your insurer's decision under your policy; our job is to make sure it is documented and not overlooked.
Without roofing documentation, damage can be missed and a claim scoped as a minor repair when a full roof replacement is warranted.
We use the same estimating software many insurance companies use (Xactimate), so our pricing and documentation match the format adjusters work in. That reduces friction and helps approvals move faster.
We answer the adjuster's technical questions about our photos, measurements and estimate, so you are not left explaining roofing details. You stay in charge of your claim, and you can focus on your residential roofing choices, like picking the right color for your asphalt shingle roofing.
When an insurance company receives a well-documented claim, it can process it faster. We provide the photos, measurements and estimates in a format adjusters recognize, which cuts down on back-and-forth requests for more information.
Enter your storm date and your policy's filing window to see your last day to file and what to gather first.
This is a planning tool, not legal or insurance advice. Your policy and your insurer set the actual deadline and how it is counted; some policies also require prompt notice of damage well before the final deadline. Confirm your deadline with your insurer or agent.
There is a lot of misinformation regarding insurance claims. This table clarifies what Boise homeowners can actually expect during the repair process.
Myth | Reality |
“Filing a claim will raise my individual rates.” | Not necessarily. Each insurer sets its own rating rules, and many treat a single weather claim differently from an at-fault claim. Ask your agent before you file. |
“I have to choose the cheapest contractor.” | You have the right to choose any registered roofing contractor you trust. |
“The adjuster’s first offer is final.” | Not always. If damage is found later or was missed, the added roofing work can be documented and submitted to your insurer as a supplement for review. |
“I can keep the extra insurance money.” | Claim payments are for the covered repairs, and your mortgage lender may be named on the check. Misrepresenting work or costs to an insurer is fraud. |
Kings Roofing & Contracting LLC helps homeowners with the roofing side of insurance claims across the Treasure Valley. Our service areas include: Boise, Nampa, Meridian, Caldwell, Eagle, and surrounding communities. Explore our complete list of coverage zones on our Service Areas page.
Whether you are filing a hail damage claim in Boise or documenting wind damage in Nampa, Meridian, Caldwell or Eagle, our GAF-certified team provides the photos, measurements and line-item estimate your adjuster needs, and meets the adjuster on your roof.
A claim is only as strong as the documentation behind it, and filing deadlines depend on your policy: some insurers now allow as little as six months after a storm. Kings Roofing & Contracting LLC will inspect your property, build a complete photo report and repair estimate, and walk you through each step of the roofing side of your claim. There is no cost, no obligation, and no pressure to proceed with any repair until you are comfortable with the plan. We answer calls 24/7 and respond to roofing emergencies within 60 minutes.
Call us today at (208) 803-8341 or request a free storm damage inspection online and let Kings Roofing & Contracting LLC document your roof damage before your filing deadline.
Address: 9201 W State St #127, Boise, ID 83714
Email Address: kingsroofingandcontracting@gmail.com
Phone Number: (208) 803-8341
Business Hours:
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
Yes, with the roofing side of it. A roofer can inspect and photograph the damage, write a line-item repair estimate, meet your adjuster on the roof and document supplements found during the work. Idaho law requires anyone who negotiates a claim for you to be a licensed public adjuster, so a roofer should not negotiate your settlement. Kings Roofing & Contracting LLC provides the roofing evidence, and you stay in charge of the claim.
A professional roofing team knows what adjusters look for. We identify collateral damage on gutters or vents that you might miss and document it with photos, so the adjuster sees everything that should be considered under your policy.
It varies by insurer and by how many claims follow a storm. The adjuster visit, the insurer's review and scheduling the work all take time, and after a large regional storm every step is busier. Filing early and having complete photos and an estimate ready are the two things that keep a claim moving.
Standard homeowners policies generally cover sudden and accidental damage, such as hail and wind damage. They typically do not cover damage from lack of maintenance or normal aging. Your policy decides what is covered; the Idaho Department of Insurance can answer questions about how policies work in Idaho.
It depends on your policy. Some insurers now give you six months after a storm to file, and others still allow a year, so check your policy's deadline now. Reporting quickly also makes it easier to tie the damage to a specific storm date.
No, but it helps to have your roofer there. Kings Roofing & Contracting LLC can meet the adjuster on the roof to point out the storm damage roofing we documented and answer questions about our estimate.
Only emergency repairs that prevent further damage, like tarping a leak, and keep the receipts and photos. Hold off on permanent repairs until the adjuster has inspected the roof, because it is harder to prove storm damage the adjuster can no longer see.
Missing shingles, water stains on your ceiling, dented gutters or lots of granules in your downspouts are all signs of damage that may qualify. The best way to know is one of our professional roof inspections, which documents what the storm did before you file.
Often not. If the repair costs about the same as your deductible or less, a claim may pay little or nothing. Try the Storm Claim Check calculator on our Boise storm damage repair page to compare your estimate with your deductible, and ask for a free inspection before you file.
Sometimes. It depends on how much of the roof was damaged, whether your policy pays replacement cost or actual cash value, and your insurer's decision. When hail damage is widespread across the slopes, a roof replacement may be the covered repair; our inspection report shows the extent so the adjuster can decide.
Call us today at (208) 803-8341 or schedule your free roof estimate online, and let Kings Roofing & Contracting LLC put a roof over your head that's built to last.
